Theft: Anything a thief breaks when illegally entering the property is covered in this loss. Also any personal property stolen should be covered as long as the policy coverage C personal property coverage and the amount does not exceed the policy limits. Police report(s) are required to file a theft claim and all the stolen items need to be included in the police report.

Vandalism: Malicious intent needs to be proven for this peril to be covered. Anything in the dwelling should be covered according to policy limits