Public Adjusters in Naples, Florida
Naples and the broader Collier County market sit on the front line of every Gulf-side hurricane season. Munra's adjusters work claims from Marco Island through the Vineyards, North Naples, and east into the gated communities along Immokalee Road. Local knowledge of insurer behavior — Citizens, Heritage, Universal — and of the housing stock matters here.
What we see in Naples.
Naples claims are dominated by high-value coastal properties with serious exposure to wind, surge, and salt-spray corrosion. Insurer scrutiny on these claims is high — and the upside on a properly-documented claim is significant. Post-Ian, much of Collier County is still working through supplemental claims as repairs uncover additional damage.
What our Naples clients call about.
Hurricane wind and storm-surge damage
Direct Gulf exposure means Naples roofs, openings, and contents take repeated impact. Surge-vs-wind coverage distinctions matter here.
Concrete-tile roof damage
Common Naples construction. Tile damage from wind and impact is frequently undervalued or denied as 'cosmetic.'
Coastal salt-spray and rust damage to AC systems
Coverage outcome depends on cause documentation — sudden failure vs. corrosion exclusion.
Local insurer landscape.
- Citizens Property Insurance is heavily represented in Collier County. Their claim process has specific procedural requirements (mediation, appraisal) we navigate routinely.
- Heritage, Universal, and FedNat all underwrite significant Naples books. Each has different claim-handling patterns we account for.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
From our Naples clients.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season