Hail Damage Claims.
Florida hail is less common than the Midwest — but Florida insurers also have less hail experience, which cuts both ways.
When hail does hit Florida, insurer responses are often wrong — either denying valid damage or underpaying it. Hail damage has signature patterns (bruising, granule loss, soft-metal denting) that require trained inspection. We engage roofers and engineers familiar with hail assessment.
What we see most.
Hail event identified by weather service
Documented hail events strengthen claims significantly. We pull NOAA hail reports as evidence.
Roof damage visible after hail event
Bruising, dimpling, granule loss in linear patterns. Often invisible from ground.
Soft-metal damage on vents, gutters, AC unit
Hail signatures on metal flashing, gutters, AC fins, and vents — all eligible for repair or replacement.
Where we add the most value.
Granule loss vs. age weathering
Distinct patterns. Hail creates concentrated loss; age creates diffuse loss. We document with photos that show the difference.
Soft-metal hail signatures
AC unit fins, gutter spikes, metal vents all show hail signatures. Use these to corroborate roof damage.
Underlayment and decking damage
Severe hail can damage underlayment and decking. Partial tear-off to assess may be necessary.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
About hail damage claims.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season