Kitchen Cabinet Damage Claims.
Kitchen cabinet damage from leaks or floods has matching-rule coverage most homeowners and insurers overlook.
When water damages cabinets, the insurer's first move is to pay for repair of the visibly-damaged box only. Florida's matching statute often requires replacement of the entire cabinet run when partial replacement won't match. We make sure that statute is invoked and applied correctly.
What we see most.
Under-sink leak ruining cabinet base
Wet particleboard swells permanently. Repair almost never matches existing finish — matching rule triggers full replacement.
Dishwasher leak across multiple cabinets
Affects more than the cabinet under the dishwasher — adjacent units share toe-kicks and back panels.
Refrigerator water line leak
Slow leaks behind the refrigerator damage cabinets and flooring in patterns that take months to discover.
Where we add the most value.
Florida matching statute application
The single biggest line-item recovery in kitchen claims. Insurers know about it but don't volunteer it.
Contents inside cabinets
Pots, pans, dishes, food — frequently missed. Even a partial inventory matters.
Code-required updates during replacement
Garbage disposal wiring, plumbing-code updates triggered by replacement scope.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
About kitchen cabinet damage claims.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season