Public Adjusters in Miami, Florida
Miami covers the largest residential market in Florida — from the historic Coconut Grove and Coral Gables through Brickell condos, the western communities of Doral and Kendall, and the South Miami areas. Munra works Miami claims city-wide.
What we see in Miami.
Miami's claim density is unmatched in Florida — high property values, dense construction, repeated hurricane exposure, and complex condo-association coverage all contribute. Bilingual service is essential here; most of our Miami clients prefer Spanish.
What our Miami clients call about.
Condo unit and tower water damage
Multi-unit considerations on cause-of-loss, coverage allocation, and master-policy coordination.
Hurricane and tropical-storm damage
Standard Miami storm-season work, with particular density during active periods.
Mold claims — often denied, often reopenable
Miami's humidity and high housing density create persistent mold-claim volume. Many denied claims are reopenable.
Local insurer landscape.
- Citizens Property Insurance has heavy Miami-Dade exposure. Their claim handling has specific procedural requirements we know inside and out.
- Specialty insurers serve the high-value coastal and Brickell condo markets — different handling patterns.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
From our Miami clients.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season