Roof Damage Claims — Florida-Wide.
Wind, hail, hurricane, or wear-and-tear — when a roof claim gets underpaid or denied, that's where we come in.
Roofs are the single highest-dispute item in Florida property claims. Insurers routinely deny roof claims by attributing damage to age or 'cosmetic' wear. We document creased shingles, granule loss patterns, sealant failures, and underlayment damage with engineering reports that hold up at appraisal and in litigation.
What we see most.
Hurricane or tropical-storm wind event
Even sub-hurricane winds (60-80 mph) cause shingle uplift, ridge cap failure, and concealed underlayment tears. Insurers often pay for visible repairs only — not the systemic uplift.
Hail damage your roofer flagged
Florida hail is less common than the Midwest but causes real damage when it hits. Hail bruising on shingles is often missed unless the inspector knows what to look for.
Denial citing 'age' or 'wear and tear'
Common denial reason — and often wrong. We engage roofing engineers who distinguish storm damage from age-related deterioration.
Where we add the most value.
Creased and uplifted shingles
Visible from the ground or via drone — a key indicator of wind damage that's often missed in insurer field inspections.
Granule loss patterns
Hail and wind create distinct granule-loss patterns. Linear loss vs. concentrated impact patterns tell different stories.
Concealed underlayment damage
Wind can tear underlayment without visible shingle damage. Requires partial tear-off to assess — insurers rarely authorize without our advocacy.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
About roof damage claims — florida-wide.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season