Vandalism & Malicious Mischief Claims.
Vandalism claims combine structural, contents, and remediation coverage — and frequently get underpaid across all three.
Vandalism claims have multiple coverage triggers — structural damage to walls, doors, windows; contents inside; remediation of graffiti or other defacement. Insurers often pay the obvious and miss the secondary. We document comprehensively.
What we see most.
Squatter damage during vacant period
Structural and contents damage discovered on return. Specific evidentiary requirements (occupancy dates, police report).
Malicious mischief during dispute
Damage from known parties (often during disputes with former tenants, contractors, neighbors). Documentation matters legally.
Graffiti and surface defacement
Remediation costs (professional cleaning, repainting, code-required repairs) all eligible.
Where we add the most value.
Structural repair scope
Broken doors and windows need replacement, not patching. Drywall damage may trigger continuous-surface matching.
Contents damage from vandalism
Furniture overturned, items broken, food spoiled — separate from structural.
Remediation and code-required updates
Graffiti removal, lock replacement, code-required updates during repair.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
About vandalism & malicious mischief claims.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season