Wind Damage (Non-Hurricane) Claims.
Straight-line winds, microbursts, severe thunderstorm wind — these cause real damage and aren't subject to named-storm deductibles.
Wind damage from non-named events uses your standard deductible, not the named-storm deductible — often a major difference. The challenge is documenting the wind event when there's no named storm reference. Weather records, neighbor accounts, damage patterns all factor in.
What we see most.
Microburst during summer thunderstorm
Concentrated high-wind event. Roof, fence, tree damage typical. Standard wind coverage applies.
Straight-line wind from severe storm system
Often 60-80 mph gusts that aren't tornadic but cause real damage. Coverage and deductible favor the homeowner vs. named storm.
Fence and outbuilding damage
Often missed in primary claim scoping. We capture these line items.
Where we add the most value.
Standard deductible application
Non-hurricane wind events use your standard deductible — significant if your hurricane deductible is 2-5% of dwelling.
Weather event documentation
NOAA storm reports, local weather service data — establish the wind event for coverage purposes.
Tree damage and removal
Often a sub-limit; we maximize within available coverage.
Three steps from damage to settlement.
No paperwork from you. No fee unless we recover money for you.
Tell us about your damage
Free, 60-second claim review. Snap a photo, share what happened — we'll take it from there.
We document everything they missed
A licensed adjuster inspects your property in person and builds an itemized claim — with photos, code references, and contractor estimates.
We negotiate. You only pay if we win
We handle all back-and-forth with the insurer. You only pay a percentage of additional money we recover — never out of pocket.
About wind damage (non-hurricane) claims.
They were offered less. Then they called us.
“Our insurance offered $11,000 for hurricane damage. Munra came out, documented everything, and we settled at $58,400. They handled every call so I didn't have to.”
“I had been fighting with my insurance company for 4 months. Munra took it over and got it settled in 6 weeks. Spanish-speaking team made the process so much easier for my parents.”
“Citizens denied my mold claim — full stop. Munra reopened it, brought in their own engineer, and reversed the denial. We never would have known what to do without them.”
Don't accept less than you're owed.
Free claim review. No obligation. Florida-licensed adjusters standing by 24/7 during storm season.
No recovery, no fee · Bilingual team · Available 24/7 in storm season